A Member-Owned Insurance Solution for the Nuclear Supply Chain

A Member-Owned Insurance Solution

Ballast Mutual is a member-owned insurance program designed to protect customers operating within the nuclear supply chain.

We provide coverage for general liability, pollution liability, professional liability and umbrella overtop all three. Our firm’s mission is to offer durable coverage at the lowest possible long-term cost of risk for companies in the nuclear business.

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How Claims Are Paid

Independent Account — Member’s own capital and allocated reserves pay first
Group Account — Shared program layer steps in after Independent Account is exhausted
Reinsurance — External catastrophe protection after the Group Account share is used

Program structure at a glance

Precedent: Nuclear Electric Insurance Limited (NEIL) is living proof that a member-owned mutual can flourish in the nuclear sector.
Domicile: Ballast Mutual is structured as a member-owned mutual insurance company to be domiciled in the State of Tennessee.
Coverage territory: Ballast Mutual is designed to support coverage in all 50 U.S. states and in Canada.

At-a-Glance

Member-Owned: Residual value and clean-year savings stay with participants.
Three Layers of Protection: Customers pay their own claims up to a predetermined threshold that they agree to, followed by a portion from our broad group of customers, and ultimately by backup insurance via reinsurance partners who safeguard us from catastrophic events.
Long-Term Focus: Durable coverage engineered for the lowest sustained total cost of risk.

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Next steps

Provide basic information and we will respond to schedule a confidential discussion of fit and next steps.

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