A Member-Owned Insurance Solution

Ballast Mutual is a member-owned insurance program designed to protect customers operating within the nuclear supply chain. We provide coverage for general liability, pollution liability, professional liability and umbrella overtop all three. Our firm’s mission is to offer durable coverage at the lowest possible long-term cost of risk for companies in the nuclear business.

How do we do that? The policyholders own Ballast Mutual. When claims are well-managed and low, the profit stays with the members rather than going to outside insurance companies.

At-a-Glance:

• Member-Owned: Residual value and clean-year savings stay with participants.
• Three Layers of Protection: Customers pay their own claims up to a predetermined threshold that they agree to, followed by a portion from our broad group of customers, and ultimately by backup insurance via reinsurance partners who safeguard us from catastrophic events.
• Long-Term Focus: Durable coverage engineered for the lowest sustained total cost of risk.